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How to Increase Your Social Security Checks by $1,983

It might be not easy to get proper information when seeking Social Security benefits due to multiple requirements and criteria that affect how often retirees get.

Yet depending on several variables, such as when retired file their Social Security benefits, how much they work, and how much money they made over their employment, the sum of cash you can receive in monthly benefits may differ significantly. You can earn an extra $1,983 for every Social Security check or $23,796 annually by following these steps.

The window of opportunity for retirees to seek Social Security payments is rather broad. People can apply for benefits as young as 62 or as old as 70, but the age at which you apply for benefits has a significant impact on the amount of your monthly Social Security check.

The main insurance amount (PIA), the rewards to which a retiree is eligible at full retirement age (FRA), which would be 67 for individuals born in 1960 or later, can be reduced by as much as 30% whenever a retiree seeks benefits early. One per month benefits are received early to your FRA, and the Social Security Administration (SSA) reduces benefits by 5/9 of 1%. Benefits are decreased by a fifth of one percent after 36 months.

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