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Divorcee Can Augment Social Security By $800 Per Month!


Older adults rely on social security benefits to make ends meet after retirement. Data from the Social Security Administration reveals that around 37% of men and 42% of women rely on their monthly checks for at least 50% of their retirement income.

Therefore, if you want to earn substantially all through your senior years, it is wise to take steps to make as much as possible, and if you are divorced, there is a way you can augment your income by $800 reports It is known as divorce benefits.

What Are Divorce Benefits?

If a person is currently married or was previously married and now divorced, he is eligible for benefits on his spouse or ex-spouse’s work record.

In either case, the maximum the person will receive is 50% of the money his spouse or his previous spouse is eligible to receive at their full retirement age (FRA).

Any retiree will be getting $1,657 per month as benefits in 2022 as per Social Security Administration. If their ex-spouse receives that amount at their FRA, the person is eligible for up to half of the money in divorce benefits, or around $829 per month.

How To Determine Whether You Qualify

Not all divorcees will qualify for these benefits, and some riders are attached to them. For example, the first requirement is that the previous marriage lasted for at least ten years. After that, the person cannot be married to receive divorce benefits. Still, if the person’s ex-spouse has remarried, it will not affect their ability to collect Social Security on their record.

In addition, the person’s Social Security benefits he is entitled to must be smaller than what he will receive in divorce benefits. Therefore, they will only receive the higher amounts, not both amounts combined.

Other Ways To Boost Your Benefits

There are other ways by which one can increase their social benefit checks. One way is to hold off on claiming Social Security for a couple of years. Although a person can file for benefits as early as age 62, that will reduce up to 30%. The longer one waits, the greater are the benefits.